Sub Parivar



Know more about Loans

Eligibility for Loans

  1. Net monthly income and bank statements can determine the amount of loan you are eligible

and how much of an EMI commitment you are able to take.

  1. Age is also a criterion for the tenure of a home loan, so the salaried person should be 21 to

62 years of age.

  1. A good CIBIL score can help to avail better interest rate on the home loan.

List of Documents

  1. Applicants have identity proof- any one of them like Aadhar Card, Passport, Driving License,

Voter ID, etc.

  1. Applicants have address proof such as Voter ID, latest utility bill, rent agreement on stamp

paper, Life insurance policy, Bank Passbook, etc.

  1. The applicant has a salary slip, last 6-month bank statement, and Latest Form 16 / I

Know more about Insurance

Document Required For Life Insurance Plan

  1. The applicants have address proof such as Voter ID card, Aadhar Card, Passport, driving license issued by the Government of India.
  2. Applicants have Age proof such as 10th or 12th mark sheet, birth certificate, Aadhar card, Voter ID, etc.
  3. You should have identity proof such as PAN Card, Aadhar Card, Passport, or any document that proves your citizenship.
  4. Some life insurance plans required a medical examination for those who are above age and suffering from chronic illness.

Life Insurance Riders

  1. Critical Illness: – The life insurance policy covered critical illness such as kidney, heart attack, cancer, paralysis, etc.
  2. Accident Death: – If the insured person died in an accident, the rider’s advantage by the insurance company gives their family a certain amount.
  3. Disability Riders: – If the policyholder suffers from permanent disability during an accident and is unable to work, this rider gives benefit to policyholders.
  4. Term Rider: – Term riders pay a monthly installment to the nominee if the policyholder dies in an accident. This is already mentioned in the plan base coverage.
  5. Surgical Rider: – It gives financial coverage for medical treatment or surgical conditions.